Financial Facts

Put Your Equity to Work for You!

Did you know that your home’s equity may be an inexpensive source of credit? Borrowing against the equity in your home offers two major benefits: 1) lower interest rates than most other forms of credit, and 2) the interest you pay may be tax-deductible.*


Flexible Funding for Your Goals

Debt consolidation is just one of the many uses for your home’s equity. You may be able to consolidate your higher-interest debts into one lower monthly payment. Or you may want to consider borrowing against your equity to fund such expenses as home remodeling, a wedding, college tuition, medical bills or a new vehicle or boat.

Your Borrowing Options

There are two simple ways to get at the money built up in your home:

Home equity loan. Sometimes called a second mortgage, a home equity loan allows you to borrow a lump sum to be paid back in monthly installments over a specified period.

Home equity line of credit. Rather than receiving a lump sum, this option lets you borrow against a given credit line as you need it. You can access your money by writing checks linked to the account.

We’ll Help Unlock Your Equity

Contact one of our loan specialists today to learn about your options so you can get on the road to reaching your goals. Stop in to the branch nearest you, phone 800-752-6394 or 520-459-1860 or visit our website at

* See your tax advisor regarding deductibility in your situation.

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