The market value of your vehicle starts to depreciate the moment you take delivery. In the event your vehicle is stolen or totaled, your casualty company will only cover the current replacement value, which could be several thousand dollars less than your loan balance, leaving you with the balance (GAP) still owing.  Additionally, you would have to pay your deductible.  Our GAP-Broad Form Plus coverage will cover the difference, reimburse your deductible (up to $1,000) and give you a $1,000 credit toward a replacement vehicle as long as it is financed with American Southwest Credit Union.

• All risk protection, fire, theft, collision or any insured peril
• Protection for new and pre-owned vehicles
• Protection for vehicles valued up to $100,000
• Protection for the entire term of the loan
• Deductible coverage up to $1,000