Presidential Message Memorializes 80th Anniversary of Federal Credit Union Act

06.27.2014 Posted in: News

​Presidential Message Memorializes 80th Anniversary of Federal Credit Union Act

ALEXANDRIA, Va. (June 26, 2014) – The White House has issued a Message from the President about the 80th anniversary of the Federal Credit Union Act, praising credit unions for their dedication to providing affordable financial services.

“This system of nonprofit, cooperative credit unions enabled individuals to come together to promote thrift and lift up one another,” President Barack Obama writes. “On the 80th anniversary of this historic legislation, let us remember that—especially in times of crisis—Americans summon the courage to create solutions to our most urgent challenges. As we mark this special milestone, I commend the staff of the National Credit Union Administration and all those who work and volunteer in our Nation’s credit unions. Your efforts support Americans as they strive to reach their financial dreams, and they help ensure these institutions can remain viable and valuable in the years to come.”

The full text of the Message from the President is available here.

“I wholeheartedly agree with the President’s assessment of the important work NCUA and credit unions perform,” NCUA Board Chairman Debbie Matz said. “By keeping credit unions safe, we are working to help Americans with their financial needs, to build a stronger middle class and to allow families to achieve their financial dreams one loan and one share account at a time. The best way for NCUA to continue to honor the Federal Credit Union Act is to ensure that credit unions survive and thrive well into the future.”

Federally insured credit unions now serve 97.1 million Americans and have nearly $1.1 trillion in assets. Credit union members have never lost a penny of insured savings at a federally insured credit union.


NCUA is the independent federal agency created by the U.S. Congress to regulate, charter and supervise federal credit unions. With the backing of the full faith and credit of the U.S. Government, NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 97 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. At and Pocket Cents, NCUA also educates the public on consumer protection and financial literacy issues..


5th Annual Bike Run to Benefit the Wounded Warrior Project date announced!

06.12.2014 Posted in: News
WWP 2014 Flyer

Mobile Access Services

06.10.2014 Posted in: News

Mobile Access Services

Welcome to our Mobile Access services! Get quick up-to-date account information through Anytime Text Banking or bank on your phone's browser with Anytime Mobile Banking. It's free!*

Anytime Text Banking:

No mobile service charge from us. Works on any phone with text messaging enabled.
When activiated, members can text a series of keywords to 89549 to retrieve balances** and transaction history.

BAL = All Account balances

BAL ACCT NAME = Single Account Balance

HIST = Last Four transactions on all accounts

HIST ACCT NAME = Last four transactions on single account

HELP = Information about commands

STOP = Deactiviate the service

Enrollment for Anytime Text Banking:

  1. Sign into Anytime Online Home Banking from your computer
  2. Click on the Settings Tab, and then click on Mobile Settings to launch the enrollment process.
  3. Enter your mobile phone number
  4. Create a short name for accounts you have selected for text access.
  5. Review and check the Terms and Conditions checkbox.
  6. Text your validation code to 89549

Anytime Mobile Banking:

Allows you to bank from anywhere by logging on to using your mobile device browser. Will need to enroll in Text Banking to have access to mobile banking.

  • Available on your mobile device with a browser
  • Pages customized to fit a smaller screen
  • View all of your account balances
  • Pay bills***
  • Make transfers****
  • Review account history up to 30 days
  • Schedule a single payment
  • View, edit, or delete pending payments
  • View payment history

*SMS Text standard message rates apply

**Balance may not reflect pending authorizations and charges

***Members must register and set-up payees on a PC before utilizing bill payment through Anytime Mobile Banking

****More than one account is required in order to make transfers.



Refinance and receive up to $300

10.15.2013 Posted in: News

Refinance and receive up to $300!

Dealer financing can be quick and convenient, but you may be paying more interest than you need to. Refinance your car, truck, motorcycle or RV loan with American Southwest Credit Union and we’ll pay you up to $300 for bringing us your business. Or ask for ASCU financing at the time of your purchase. Doing business with ASCU keeps your money here which supports our local economy. No need to wait, bring us your loan contract and we’ll do the rest. At American Southwest Credit Union, your town is our town and we want to do business with you.

Stop by any of our branch locations or call us today at (520) 459-1860.

Overdraft Protection Program

11.19.2010 Posted in: News

Overdraft Protection Program

What is an overdraft and how can Overdraft Protection make my life easier?

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We offer an Overdraft Protection program to cover all of your overdrafts:

  • Overdraft Protection: provides overdraft coverage of debit card and ATM transactions in addition to check and ACH transactions.

What is my Overdraft Protection limit and what fee will I be charged if AMERICAN SOUTHWEST CREDIT UNION pays my overdraft?

Your Overdraft Protection program limit is $400 for Classic Checking accounts and $700 for Prestige Checking accounts.

  • If you take advantage of our Overdraft Protection program, we will pay overdrafts at our discretion* up to and not exceeding your program limit;
  • A $25 overdraft fee will be assessed each time you take advantage of this service;
  • There is no limit to the number of items that can clear and related fees that can be assessed on a daily basis.

*Limit is based on account eligibility. Contact a Member Service Representative for details on all checking accounts.

What do I need to do, if I want to take advantage of the Overdraft Protection program and have AMERICAN SOUTHWEST CREDIT UNION authorize and pay overdrafts?

You can enroll by doing one of the following:

  • Enroll online through Anytime Online Home Banking. Click on the “Overdraft Protection” tab.
  • Visit any branch during regular hours of operation

If you have questions or would like more information:

  • Call us at (520) 459-1860 or (800) 752-6394 and speak with one of our Member Service Representatives.

Opt-in to Overdraft Protection today!

It's fast and easy to obtain the overdraft protection you need to save you from potential embarrassment or in case of emergencies. Log in to Anytime Online Home Banking to sign up now!

Overdraft Protection coverage will occur only after savings transfer and/or checking line-of-credit is used (if already established on the account.) We will pay overdrafts at our discretion up to and not exceeding your Overdraft Protection limit. We retain the right to decline overdraft transactions. If we do not authorize and pay an overdraft, your transaction may be declined and a returned item fee will be assessed, if applicable.


You are now leaving ASCUs web site and are going to a web site that is not operated by the credit union.  ASCU is not responsible for the content or availability of linked sites.  Please be advised that ASCU does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

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