News

Recent data breach of Home Depot Stores

09.09.2014 Posted in: News
American Southwest Credit Union is aware of the data breach that Home Depot Stores has recently identified. All of the card networks are working to release lists of possible compromised cards to the issuing financial institutions in the next few weeks. ASCU asks that our membership monitors their accounts closely for any unauthorized activity and reports it to any of our branches immediately. We will post further updates to this situation, including any actions taken by the Credit Union, as we receive new information. Thank you.

For information from Home Depot, please click here.
 

5th Annual Bike Run to Benefit the Wounded Warrior Project just around the corner!

09.08.2014 Posted in: News
WWP 2014 Flyer
 

In response to recent local “spam” phone calls and text messages

08.26.2014 Posted in: News
At American Southwest Credit Union, protecting your identity is our top priority. In response to recent local “spam” phone calls and text messages that members of our communities have been receiving, please note that ASCU will never contact you and ask for your full 16-digit card number. If any of our members are ever in doubt, please do not hesitate to call any of our seven branches for assistance.
   

Mobile Access Services

06.10.2014 Posted in: News

Mobile Access Services

Welcome to our Mobile Access services! Get quick up-to-date account information through Anytime Text Banking or bank on your phone's browser with Anytime Mobile Banking. It's free!*

Anytime Text Banking:

No mobile service charge from us. Works on any phone with text messaging enabled.
When activiated, members can text a series of keywords to 89549 to retrieve balances** and transaction history.

BAL = All Account balances

BAL ACCT NAME = Single Account Balance

HIST = Last Four transactions on all accounts

HIST ACCT NAME = Last four transactions on single account

HELP = Information about commands

STOP = Deactiviate the service

Enrollment for Anytime Text Banking:

  1. Sign into Anytime Online Home Banking from your computer
  2. Click on the Settings Tab, and then click on Mobile Settings to launch the enrollment process.
  3. Enter your mobile phone number
  4. Create a short name for accounts you have selected for text access.
  5. Review and check the Terms and Conditions checkbox.
  6. Text your validation code to 89549

Anytime Mobile Banking:

Allows you to bank from anywhere by logging on to https://www.airteller.com/ascu using your mobile device browser. Will need to enroll in Text Banking to have access to mobile banking.

  • Available on your mobile device with a browser
  • Pages customized to fit a smaller screen
  • View all of your account balances
  • Pay bills***
  • Make transfers****
  • Review account history up to 30 days
  • Schedule a single payment
  • View, edit, or delete pending payments
  • View payment history

*SMS Text standard message rates apply

**Balance may not reflect pending authorizations and charges

***Members must register and set-up payees on a PC before utilizing bill payment through Anytime Mobile Banking

****More than one account is required in order to make transfers.

 

 

Overdraft Protection Program

11.19.2010 Posted in: News

Overdraft Protection Program

What is an overdraft and how can Overdraft Protection make my life easier?

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We offer an Overdraft Protection program to cover all of your overdrafts:

  • Overdraft Protection: provides overdraft coverage of debit card and ATM transactions in addition to check and ACH transactions.

What is my Overdraft Protection limit and what fee will I be charged if AMERICAN SOUTHWEST CREDIT UNION pays my overdraft?

Your Overdraft Protection program limit is $400 for Classic Checking accounts and $700 for Prestige Checking accounts.

  • If you take advantage of our Overdraft Protection program, we will pay overdrafts at our discretion* up to and not exceeding your program limit;
  • A $25 overdraft fee will be assessed each time you take advantage of this service;
  • There is no limit to the number of items that can clear and related fees that can be assessed on a daily basis.

*Limit is based on account eligibility. Contact a Member Service Representative for details on all checking accounts.

What do I need to do, if I want to take advantage of the Overdraft Protection program and have AMERICAN SOUTHWEST CREDIT UNION authorize and pay overdrafts?

You can enroll by doing one of the following:

  • Enroll online through Anytime Online Home Banking. Click on the “Overdraft Protection” tab.
  • Visit any branch during regular hours of operation

If you have questions or would like more information:

  • Call us at (520) 459-1860 or (800) 752-6394 and speak with one of our Member Service Representatives.

Opt-in to Overdraft Protection today!

It's fast and easy to obtain the overdraft protection you need to save you from potential embarrassment or in case of emergencies. Log in to Anytime Online Home Banking to sign up now!

Overdraft Protection coverage will occur only after savings transfer and/or checking line-of-credit is used (if already established on the account.) We will pay overdrafts at our discretion up to and not exceeding your Overdraft Protection limit. We retain the right to decline overdraft transactions. If we do not authorize and pay an overdraft, your transaction may be declined and a returned item fee will be assessed, if applicable.

   

You are now leaving ASCUs web site and are going to a web site that is not operated by the credit union.  ASCU is not responsible for the content or availability of linked sites.  Please be advised that ASCU does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

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