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Current Savings Rates
Regular Shares
Description Minimum Dividend Balance Term Rate APY* Compounding
Period		 Effective
Regular Shares (One Share = $5)$50Daily.349%.35%Quarterly6/30/2010
*Annual Percentage Yield

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Money Market
Description Minimum
Amount		 Term Rate APY* Compounding
Period		 Effective
Flex Money Market$2,000Daily0.499%0.50%Quarterly12/10/2009
Flex Money Market$20,000Daily0.648%0.65%Quarterly12/10/2009
Flex Money Market$50,000 and higherDaily0.897%0.90.%Quarterly12/10/2009
Sapphire Account$2,000Daily0.499%0.50%Quarterly12/10/2009
Diamond Account$20,000Daily0.648%0.65%Quarterly12/10/2009

*Annual Percentage Yield

Penalties may apply. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

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Term Share Certificates/IRA TSCs
Description Minimum
Amount		 Term Rate APY* Compounding
Period		 Effective
06 Month TSC or IRA TSC$5006 Months0.747%0.75%**Monthly7/6/2010
06 Month TSC or IRA TSC$10,0006 Months0.995%1.00%**Monthly7/6/2010
12 Month TSC or IRA TSC$5001 Year1.094%1.10%**Monthly7/6/2010
12 Month TSC or IRA TSC$10,0001 Year1.342%1.35%**Monthly7/6/2010
24 Month TSC or IRA TSC$5002 Years1.292%1.30%**Monthly7/6/2010
24 Month TSC or IRA TSC$10,0002 Years1.638%1.65%**Monthly7/6/2010
36 Month TSC or IRA TSC$5003 Years1.490%1.50%**Monthly7/6/2010
36 Month TSC or IRA TSC$10,0003 Years2.031%2.05%**Monthly7/6/2010
48 Month TSC or IRA TSC$5004 Years1.687%1.70%**Monthly7/6/2010
48 Month TSC or IRA TSC$10,0004 Years2.374%2.40%**Monthly7/6/2010
60 Month TSC or IRA TSC$5005 Years1.933%1.95%**Monthly7/6/2010
60 Month TSC or IRA TSC$10,0005 Years2.570%2.60%**Monthly7/6/2010

*Annual Percentage Yield
**Relationship pricing rates: Must have Checking and Direct Deposit or Regular Recurring Deposit to Checking. See your Member Service Representative for more information.

Rates are subject to change without notice. A penalty may apply for early withdrawal, fees may reduce earnings.

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Regular IRA Shares
Description Minimum Dividend Balance Term Rate APY* Compounding
Period		 Effective
Regular IRA Shares (One Share = $5)$50Daily0.7980.80%Quarterly6/30/2010
*Annual Percentage Yield

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Checking
Description Minimum
Amount		 Term Rate APY* Compounding
Period		 Effective
Choice Checking (Business Accounts)$1000Daily0.00%0.00%Monthly6/30/2010
Prestige Checking$2,000Daily0.00%0.00%Monthly6/30/2010
*Annual Percentage Yield

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